Dollar Bill

Rates

Rates effective as of September 28, 2022

APY = Annual Percentage Yield. APY assumes interest remains on deposit until maturity. Interest rates and APY may change after accounts are opened. Fees and/or withdrawals will reduce earnings.

Certificates of Deposit

Term Minimum Deposit to Open Account Interest Rate* APY Compounding and Crediting Frequency Early Withdrawal Penalties**
3 Months $1,000 0.30% 0.30% Maturity 3 month loss of interest can be taken from principal
3 Months $10,000 0.40% 0.40% Maturity 3 month loss of interest can be taken from principal
6 Months $1,000 0.40% 0.40% Maturity 3 month loss of interest can be taken from principal
6 Months $10,000 0.50% 0.50%
Maturity 3 month loss of interest can be taken from principal
12 Months $1,000 0.80% 0.80% Maturity 6 month loss of interest can be taken from principal
12 Months $10,000 0.90% 0.90% Maturity 6 month loss of interest can be taken from principal
24 Months $1,000 0.90% 0.90% Annually & at Maturity 6 month loss of interest can be taken from principal
24 Months $10,000 1.00% 1.00% Annually & at Maturity 6 month loss of interest can be taken from principal
36 Months $1,000 1.10% 1.10% Annually & at Maturity 12 month loss of interest can be taken from principal
36 Months $10,000 1.20% 1.20% Annually & at Maturity 12 month loss of interest can be taken from principal
48 Months $1,000 1.20% 1.20% Annually & at Maturity 12 month loss of interest can be taken from principal
48 Months $10,000 1.40% 1.40% Annually & at Maturity 12 month loss of interest can be taken from principal
60 Months $1,000 1.30% 1.30% Annually & at Maturity 12 month loss of interest can be taken from principal
60 Months $10,000 1.50% 1.50% Annually & at Maturity 12 month loss of interest can be taken from principal
*Rates do not apply to Jumbo Certificates. Penalty for early withdrawal.
**If the account is closed prior to 3 months of opening, you will be assessed a $20 fee in addition to the early withdrawal penalty.

Certificates of Deposit Specials

Term Minimum Deposit to Open Account Interest Rate* APY Compounding and Crediting Frequency Penalty for Early Closure
(less than 3 months after opening)
13 Months** $2,500 0.15% 0.15% Annually & at Maturity 6 month loss of interest can be taken from principal (renews to 13 month certificate)
*Rates do not apply to Jumbo Certificates. Penalty for early withdrawal.
**For rate renewal information only, not available for purchase.

Savings Accounts

Product Interest Rate APY Compounding and Crediting Frequency Penalty for Early Closure (less than 3 months after opening) Minimum Balance to Avoid Fee
Northeast Savings 0.15% 0.15% Quarterly $20 $50
Northeast Youth Savings 0.15% 0.15% Quarterly None $0

Northeast Money Market Savings

Balance Tier Interest Rate APY Compounding and Crediting Frequency Penalty for Early Closure (less than 3 months after opening) Minimum Balance to Avoid Fee
<$10,000.00 0.15% 0.15% Quarterly $20 $50
$10,000.00 - $99,999.99 0.25% 0.25% Quarterly $20 $50
$100,000.00 - $499,999.99 0.40% 0.40% Quarterly $20 $50
$500,000+ 0.60% 0.60% Quarterly $20 $50

Individual Retirement Accounts

Term Minimum Deposit to Open Account Interest Rate* APY Compounding and Crediting Frequency Early Withdrawal Penalties**
12 Months $500 0.90% 0.90% Annually & at Maturity 6 month loss of interest can be taken from principal
18 Months $500 0.90% 0.90% Annually & at Maturity 6 month loss of interest can be taken from principal
24 Months $500 1.00% 1.00% Annually & at Maturity 6 month loss of interest can be taken from principal
36 Months $500 1.20% 1.20% Annually & at Maturity 12 month loss of interest can be taken from principal
48 Months $500
1.40%
1.40% Annually & at Maturity 12 month loss of interest can be taken from principal
60 Months $500 1.50% 1.50% Annually & at Maturity 12 month loss of interest can be taken from principal
*Rates do not apply to Jumbo Certificates. Penalty for early withdrawal.
**If the account is closed prior to 3 years, you will be assessed a $50 fee in addition to the early withdrawal penalties.

Health Savings Account

Interest Rate APY Compounding and Crediting Frequency Penalty for Early Closure (less than 3 months after opening) Minimum Balance to Avoid Fee
0.03% 0.03% Monthly $20 $0

Checking Accounts

Product Interest Rate APY Compounding and Crediting Frequency Penalty for Early Closure (less than 3 months after opening) Minimum Balance to Avoid Fee
Northeast Plus Interest Account** 0.03% 0.03% Monthly $20 $500
Northeast Flag Senior Account 0.03% 0.03% Monthly None $0
***For rate information only, account no longer offered.

Northeast Nonprofit Interest Checking

Balance Tier Interest Rate APY Compounding and Crediting Frequency Penalty for Early Closure
(less than 3 months after opening)
Minimum Balance to Avoid Fee
None 0.05% 0.05% Quarterly $20 $0
$10,000.00 - $99,999.99 0.10% 0.10% Quarterly $20 $0
$100,000 - $299,999.99 0.15% 0.15% Quarterly $20 $0
$300,000.00 - $499,999.99 0.20% 0.20% Quarterly $20 $0
$500,000+ 0.30% 0.30% Quarterly $20 $0

Relationship Checking Account

Qualifications Interest Rate APY Explanation
Earn if qualifications* ARE met 0.15% 0.15% This will be the APY for the entire balance.
Earn if qualifications* are NOT met: 0.03% 0.03% This will be the APY for the entire balance.
*Qualifications: To qualify for the higher interest rate, you must meet at least two of the following four criteria during the statement cycle:
  • Be enrolled in Online Banking and eStatements.
  • Have 10 or more debit card POS purchases post and settle to your account per statement cycle.
  • Have direct deposit or other ACH credits of $1,000 or more post to your account per statement cycle.
  • Have your account minimum balance for the statement cycle over $10,000.
APY – Annual Percentage Yield. APY assumes interest remains on deposit until maturity. Interest Rates and APY may change after accounts are opened. Fee and/or withdrawals will reduce earnings.