Rates effective as of November 28th, 2021.

APY = Annual Percentage Yield. APY assumes interest remains on deposit until maturity. Interest rates and APY may change after accounts are opened. Fees and/or withdrawals will reduce earnings.


Certificates of Deposit Learn More

Term Minimum Deposit to Open Account Interest Rate* APY Payment Frequency Early Withdrawal Penalties**
3 Months $1,000
$10,000
0.15%
0.20%
0.15%
0.20%
Maturity 3 month loss of interest can be taken from principal
6 Months $1,000
$10,000
0.20%
0.30%
0.20%
0.30%
Maturity 3 month loss of interest can be taken from principal
12 Months $1,000
$10,000
0.20%
0.30%
0.20%
0.30%
Maturity 6 month loss of interest can be taken from principal
24 Months $1,000
$10,000
0.35%
0.45%
0.35%
0.45%
Annually & at Maturity 6 month loss of interest can be taken from principal
36 Months $1,000
$10,000
0.40%
0.60%
0.40%
0.60%
Annually & at Maturity 12 month loss of interest can be taken from principal
48 Months $1,000
10,000
0.60%
0.80%
0.60%
0.80%
Annually & at Maturity 12 month loss of interest can be taken from principal
60 Months $1,000
10,000
0.70%
0.90%
0.70%
0.90%
Annually & at Maturity 12 month loss of interest can be taken from principal

*Rates do not apply to Jumbo Certificates. Penalty for early withdrawal.

**If the account is closed prior to 3 months of opening, you will be assessed a $20 fee in addition to the early withdrawal penalty.

Certificates of Deposit Specials

Term Minimum Deposit to Open Account Interest Rate* APY Payment Frequency Penalty for Early Closure (less than 3 months after opening)
13 Months** $2,500 0.15% 0.15% Annually & at Maturity 6 month loss of interest can be taken from principal (renews to 13 month certificate)

*Rates do not apply to Jumbo Certificates. Penalty for early withdrawal.

**For rate renewal information only, not available for purchase.

Savings Accounts

Product Interest Rate APY Payment Frequency Penalty for Early Closure (less than 3 months after opening) Minimum Balance to Avoid Fee
Northeast Savings 0.10% 0.10% Quarterly $20 $50
Northeast Youth Savings 0.10% 0.10% Quarterly None $0

Northeast Money Market Savings Learn More

Balance Tier Interest Rate APY Payment Frequency Penalty for Early Closure (less than 3 months after opening) Minimum Balance to Avoid Fee
<$10,000.00 0.10% 0.10% Quarterly $20 $50
$10,000.00 - $99,999.99 0.15% 0.15% Quarterly $20 $50
$100,000.00 - $499,999.99 0.20% 0.20% Quarterly $20 $50
$500,000+ 0.30% 0.30% Quarterly $20 $50

Individual Retirement Accounts Learn More

Term Minimum Deposit to Open Account Interest Rate* APY Payment Frequency Early Withdrawal Penalties**
12 Months $500 0.30% 0.30% Annually & at Maturity 6 month loss of interest can be taken from principal
18 Months $500 0.35% 0.35% Annually & at Maturity 6 month loss of interest can be taken from principal
24 Months $500 0.45% 0.45% Annually & at Maturity 6 month loss of interest can be taken from principal
36 Months $500 0.60% 0.60% Annually & at Maturity 12 month loss of interest can be taken from principal
48 Months $500 0.80% 0.80% Annually & at Maturity 12 month loss of interest can be taken from principal
60 Months $500 0.90% 0.90% Annually & at Maturity 12 month loss of interest can be taken from principal

*Rates do not apply to Jumbo Certificates. Penalty for early withdrawal.

**If the account is closed prior to 3 years, you will be assessed a $50 fee in addition to the early withdrawal penalties.

Health Savings Account Learn More

Interest Rate APY Payment Frequency Penalty for Early Closure (less than 3 months after opening) Minimum Balance to Avoid Fee
0.03% 0.03% Monthly $20 $50

Checking Accounts

Product Interest Rate APY Payment Frequency Penalty for Early Closure (less than 3 months after opening) Minimum Balance to Avoid Fee
Northeast Plus Interest Account** 0.03% 0.03% Monthly $20 $500
Northeast Flag Senior Account 0.03% 0.03% Monthly None $0

***For rate information only, account no longer offered.

Northeast Nonprofit Interest Checking

Balance Tier Interest Rate APY Payment Frequency Penalty for Early Closure (less than 3 months after opening) Minimum Balance to Avoid Fee
None 0.05% 0.05% Quarterly $20 $0
$10,000.00 - $99,999.99 0.10% 0.10% Quarterly $20 $0
$100,000 - $299,999.99 0.15% 0.15% Quarterly $20 $0
$300,000.00 - $499,999.99 0.20% 0.20% Quarterly $20 $0
$500,000+ 0.30% 0.30% Quarterly $20 $0

Relationship Checking Account

 

Interest Rate

APY

 Explanation

Earn if qualifications* ARE met

0.15%

0.15%

This will be the APY for the entire balance.

Earn if qualifications* are NOT met:

0.03%

0.03%

This will be the APY for the entire balance.

*Qualifications: To qualify for the higher interest rate, you must meet at least two of the following four criteria during the statement cycle:

  • Be enrolled in Online Banking and eStatements.
  • Have 10 or more debit card POS purchases post and settle to your account per statement cycle.
  • Have direct deposit or other ACH credits of $1,000 or more post to your account per statement cycle.
  • Have your account minimum balance for the statement cycle over $10,000.

 

APY – Annual Percentage Yield. APY assumes interest remains on deposit until maturity. Interest Rates and APY may change after accounts are opened. Fee and/or withdrawals will reduce earnings.

Earnings Credit (variable rate) .020%