Rates effective as of May 21st, 2018.

APY = Annual Percentage Yield. APY assumes interest remains on deposit until maturity. Interest rates and APY may change after accounts are opened. Fees and/or withdrawals will reduce earnings.


Certificates of DepositLearn More

Term Minimum Deposit to Open Account Interest Rate* APY Payment Frequency Early Withdrawal Penalties**
3 Months $1,000
$10,000
0.20%
0.40%
0.20%
0.40%
Maturity 3 month loss of interest can be taken from principal
6 Months  $1,000
$10,000
0.30%
0.50%
0.30%
0.50%
Maturity 3 month loss of interest can be taken from principal
12 Months  $1,000
$10,000
0.40%
0.60%
0.40%
0.60%
Maturity 6 month loss of interest can be taken from principal
24 Months $1,000
$10,000
0.60%
0.80%
0.60%
0.80%
Annually & at Maturity 6 month loss of interest can be taken from principal
36 Months $1,000
$10,000
0.80%
1.00%
0.80%
1.00%
Annually & at Maturity 12 month loss of interest can be taken from principal
48  Months $1,000
10,000
1.00%
1.20%
1.00%
1.20%
Annually & at Maturity 12 month loss of interest can be taken from principal
60  Months $1,000
10,000
1.20%
1.40%
1.20%
1.40%
Annually & at Maturity 12 month loss of interest can be taken from principal

*Rates do not apply to Jumbo Certificates. Penalty for early withdrawal.

**If the account is closed prior to 3 months of opening, you will be assessed a $20 fee in addition to the early withdrawal penalty. 

Certificates of Deposit Specials

Term Minimum Deposit to Open Account Interest Rate* APY Payment Frequency Penalty for Early Closure (less than 3 months after opening)
13 Months** $2,500 0.30% 0.30% Annually & at Maturity 6 month loss of interest can be taken from principal (renews to 13 month certificate)

*Rates do not apply to Jumbo Certificates. Penalty for early withdrawal.

**For rate renewal information only, not available for purchase.

Savings Accounts

Product Interest Rate APY Payment Frequency Penalty for Early Closure (less than 3 months after opening) Minimum Balance to Avoid Fee
Northeast Savings 0.05% 0.10% Quarterly $20 $50
Northeast Youth Savings 0.05% 0.10% Quarterly None $0

 

Northeast Money Market SavingsLearn More

Balance Tier Interest Rate APY Payment Frequency Penalty for Early Closure (less than 3 months after opening) Minimum Balance to Avoid Fee
<$10,000.00 0.10% 0.10% Quarterly $20 $50
$10,000.00 - $99,999.99 0.25% 0.25% Quarterly $20 $50
$100,000.00 - $499,999.99 0.35% 0.35% Quarterly $20 $50
$500,000+ 0.55% 0.55% Quarterly $20 $50

 

Individual Retirement AccountsLearn More

Term Minimum Deposit to Open Account Interest Rate* APY Payment Frequency Early Withdrawal Penalties**
12 Months $500 0.60% 0.60% Annually & at Maturity 6 month loss of interest can be taken from principal
24 Months  $500 0.80% 0.80% Annually & at Maturity 6 month loss of interest can be taken from principal
36 Months  $500 1.00% 1.00%  Annually & at Maturity 12 month loss of interest can be taken from principal
48 Months $500 1.20% 1.20% Annually & at Maturity 12 month loss of interest can be taken from principal
60 Months $500 1.40% 1.40% Annually & at Maturity 12 month loss of interest can be taken from principal

*Rates do not apply to Jumbo Certificates. Penalty for early withdrawal. 
**If the account is closed prior to 3 years, you will be assesed a $50 fee in addition to the early withdrawal penalties. 

 

Health Savings AccountLearn More

Interest Rate APY Payment Frequency Penalty for Early Closure (less than 3 months after opening) Minimum Balance to Avoid Fee 
0.03% 0.03% Monthly $20 $50

Checking Accounts

Product Interest Rate APY Payment Frequency Penalty for Early Closure (less than 3 months after opening) Minimum Balance to Avoid Fee
Northeast Plus Interest Account 0.03% 0.03% Monthly $20 $500
Northeast Flag Senior Account 0.03% 0.03% Monthly None $0

Northeast Executive BankingLearn More

Tier Interest Rate APY Explanation
0 - $15,000 0.30% 0.30% This will be the APY for the entire balance in the tier
$15,000+ 0.10% 0.10% This is a blended APY - it includes the balance in both tiers, each of which earns a different interest rate. Higher balances will produce lower APYs.
If qualifications ARE NOT met 0.03% 0.03% This will be the APY for the entire balance.

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