Schedule of Fees

Amortization Schedules $ 10.00
ATM Non-network Charges
(per transaction)
$1.50
Balance Inquiry/Printout $2.00
Canadian Check Processing Fee $4.00
Check Review Service 
(two signatures required)
$5.00 per month
Coin Counting
(non-customer)
10%
Coin Ordering
(per roll)
$0.10
Collection Incoming
(per item)
$20.00
Collection International Outgoing
(per item)
$25.00
Collection Outgoing $15.00
Commercial Audit Confirmation $15.00
Credit Reference Fee $5.00
Currency Order
(per $1,000)
$1.50
Debit Card Replacement $5.00
Debit Card Rush Order $50.00
Deposit Bags (Locked) $25.00
Deposit Bags (Zipper) $3.00
Dormant Account Charge
(per month)
$5.00
Early Account Closing  
DDA and Savings less than 3 months $20.00
IRA prior to 3 years $50.00
Expedited Bill Pay Payment  
Next Business Day Rush Payment $19.95
per check
Second Business Day Rush Payment $14.95
per check
Fax Service
(1 to 5 pages)
$5.00
Foreign Currency Buy/Sell $12.00
Under $300 USD $12.00
Over $300 USD $5.00
Garnishment and Levy Processing $100.00
Gift Card - Visa®
(Limit $500)
$4.00
Mobile Check Deposit - Consumer Free
Mobile Check Deposit - Business
 
5 free/month or
unlimited pkg = $10.00/month
Money Orders $3.00
Mortgage Audit Confirmation $15.00
Mortgage Satisfaction Replacement $75.00
Municipal Bond Redemption $15.00
Non-Sufficient Fund Return Item Fee (NSF)*** $30.00
Official Bank Checks $5.00
Online Banking Options:  
Consumer Online Banking with Bill Pay Free
Business Online Banking with Business Bill Pay $10.00 / month
Cash Management with Business Bill Pay $35.00 / month
ACH File Processing $2.50 / File
ACH Item Processing $0.12 / Item
Overdraft Item Fee (OD)** $30.00
Overdraft Item Fee and/or NSF Item Fee $30.00
Maximum
(consumer only)
$120.00
per day
Overdraft Accrual Charges  
Business Accounts
(overdrawn 1 or more consecutive days)
$5.00
per day
Consumer Accounts
(overdrawn 2 or more consecutive days)
$5.00
per day
Photocopies
(each)
$0.25
Record Research, per hour
(includes copies)
$25.00
Redeposited Return Item $4.00
Return Item Charge $4.00
Return Mail Fee $4.00
Safe Deposit Late Payment $10.00
Safe Deposit Lock Drilling $175.00
Safe Deposit Lost Key $25.00
Statement Copies: Paper $5.00
per mo
Statement Copies: CD ROM $25.00
per CD
Statement Reconciliation
(per statement cycle)
$25.00
Statement Special Handling $10.00
Stop Payment
(per request, includes ACH & Bill Pay)
30.00
Subordination Fee $150.00
Subordination Fee
(reissue)
$150.00
Wire Return (domestic) $20.00
Wire Return (international) $40.00
Wire Transfer
(incoming)
$12.00
Wire Transfer
(domestic - outgoing)
$20.00
Wire Transfer
(international - outgoing)
$40.00

*Other ATM owners may charge a fee.

**An OD Item Fee will be charged per item, if you are overdrawn and the bank chooses to pay the item(s).

An OD Item Fee may be triggered by check, in-person withdrawal, or recurring debit card transactions.

***An NSF Return Item Fee will be charged per item, if you are overdrawn and the bank chooses not to pay the item(s).

Safe Deposit

Box Size
(inches)
Automatic Debit (Annual Fee) By Check (Annual Fee)
2 1⁄2 x 5 x 21 $18.75 $ 28.75
3 x 5 x 21 $22.50 $32.50
5 x 5 x 21 $37.50 $47.50
3 x 10 x 21 $45.00 $55.00
5 x 10 x 21 $75.00 $85.00
6 x 10 x 21 $90.00 $100.00
9 x 10 x 21 $135.00 $145.00
10 x 10 x 21 $150.00 $160.00