Schedule of Fees
| Amortization Schedules | $ 10.00 |
| ATM Non-network Charges (per transaction) |
$1.50 |
| Balance Inquiry/Printout | $2.00 |
| Canadian Check Processing Fee | $4.00 |
| Check Review Service (two signatures required) |
$5.00 per month |
| Coin Counting (non-customer) |
10% |
| Coin Ordering (per roll) |
$0.10 |
| Collection Incoming (per item) |
$20.00 |
| Collection International Outgoing (per item) |
$25.00 |
| Collection Outgoing | $15.00 |
| Commercial Audit Confirmation | $15.00 |
| Credit Reference Fee | $5.00 |
| Currency Order (per $1,000) |
$1.50 |
| Debit Card Replacement | $5.00 |
| Debit Card Rush Order | $50.00 |
| Deposit Bags (Locked) | $25.00 |
| Deposit Bags (Zipper) | $3.00 |
| Dormant Account Charge (per month) |
$5.00 |
| Early Account Closing | |
| DDA and Savings less than 3 months | $20.00 |
| IRA prior to 3 years | $50.00 |
| Expedited Bill Pay Payment | |
| Next Business Day Rush Payment | $19.95 per check |
| Second Business Day Rush Payment | $14.95 per check |
| Fax Service (1 to 5 pages) |
$5.00 |
| Foreign Currency Buy/Sell | $12.00 |
| Under $300 USD | $12.00 |
| Over $300 USD | $5.00 |
| Garnishment and Levy Processing | $100.00 |
| Gift Card - Visa® (Limit $500) |
$4.00 |
| Mobile Check Deposit - Consumer | Free |
| Mobile Check Deposit - Business |
Free |
| Money Orders | $3.00 |
| Mortgage Audit Confirmation | $15.00 |
| Mortgage Satisfaction Replacement | $75.00 |
| Municipal Bond Redemption | $15.00 |
| Non-Sufficient Fund Return Item Fee (NSF)*** | $30.00 |
| Official Bank Checks | $5.00 |
| Online Banking Options: | |
| Consumer Online Banking with Bill Pay | Free |
| Business Online Banking with Business Bill Pay | $10.00 / month |
| Cash Management with Business Bill Pay | $35.00 / month |
| ACH File Processing | $2.50 / File |
| ACH Item Processing | $0.12 / Item |
| Overdraft Item Fee (OD)** | $30.00 |
| Overdraft Item Fee and/or NSF Item Fee | $30.00 |
| Maximum (consumer only) |
$120.00 per day |
| Overdraft Accrual Charges | |
| Business Accounts (overdrawn 1 or more consecutive days) |
$5.00 per day |
| Consumer Accounts (overdrawn 2 or more consecutive days) |
$5.00 per day |
| Photocopies (each) |
$0.25 |
| Record Research, per hour (includes copies) |
$25.00 |
| Redeposited Return Item | $4.00 |
| Return Item Charge | $4.00 |
| Return Mail Fee | $4.00 |
| Safe Deposit Late Payment | $10.00 |
| Safe Deposit Lock Drilling | $175.00 |
| Safe Deposit Lost Key | $25.00 |
| Statement Copies: Paper | $5.00 per mo |
| Statement Copies: CD ROM | $25.00 per CD |
| Statement Reconciliation (per statement cycle) |
$25.00 |
| Statement Special Handling | $10.00 |
| Stop Payment (per request, includes ACH & Bill Pay) |
30.00 |
| Subordination Fee | $150.00 |
| Subordination Fee (reissue) |
$150.00 |
| Wire Return (domestic) | $20.00 |
| Wire Return (international) | $40.00 |
| Wire Transfer (incoming) |
$12.00 |
| Wire Transfer (domestic - outgoing) |
$20.00 |
| Wire Transfer (international - outgoing) |
$40.00 |
*Other ATM owners may charge a fee.
**An OD Item Fee will be charged per item, if you are overdrawn and the bank chooses to pay the item(s).
An OD Item Fee may be triggered by check, in-person withdrawal, or recurring debit card transactions.
***An NSF Return Item Fee will be charged per item, if you are overdrawn and the bank chooses not to pay the item(s).
Safe Deposit
| Box Size (inches) |
Automatic Debit (Annual Fee) | By Check (Annual Fee) |
|---|---|---|
| 2 1⁄2 x 5 x 21 | $18.75 | $ 28.75 |
| 3 x 5 x 21 | $22.50 | $32.50 |
| 5 x 5 x 21 | $37.50 | $47.50 |
| 3 x 10 x 21 | $45.00 | $55.00 |
| 5 x 10 x 21 | $75.00 | $85.00 |
| 6 x 10 x 21 | $90.00 | $100.00 |
| 9 x 10 x 21 | $135.00 | $145.00 |
| 10 x 10 x 21 | $150.00 | $160.00 |
